$13m a day lost to retail super funds, say rivals

AUSTRALIA’S pool of retirement savings is being drained by $13 million every day under the system of paying financial advisers commissions to direct their clients into retail super funds, according to research by the rival industry super funds.In a submission to the Federal Government’s review of the superannuation system, the Industry Super Network said sales commission paid to financial advisers were ”an indefensible drag” on the retirement savings system.Research commissioned by the Network showed retail super funds were paying $1.8 billion a year – $4.8 million a day – in direct payments of commissions to financial advisers and planners.On top of this, it estimates lost investment earnings of $3 billion a year – or $8.2 million a day – for employees directed into lower-performing retail super funds by advisers rather than better-performing not-for-profit funds.The Industry Super Network’s submission says the research showed the efficiency of Australia’s superannuation system was being retarded by so-called inertia payments extracted from employees who were not actively selecting their super schemes. ”Additional fees and expenses – often in the form of commissions and other inducements paid to financial planners by retail super funds to sell particular products – were unneccessarily eroding the … savings of fund members,” it said.Sales commissions for financial planners is one of the central issues in a review of funds being conducted for the Government by the former corporate regulator Jeremy Cooper.The Industry Super Network wants Mr Cooper to recommend changes including a ban on commissions, a legal obligation on financial advisers to act in the best interests of their clients and requirements for ”default” super funds at all workplaces to have caps on fees and charges.The Industry Super Network represents 16 large industry super funds that operate on a not-for-profit basis and seek to attract members with lower fees than for-profit funds run by banks and insurance companies.The executive manager of the Industry Super Network, David Whiteley, said there was ”massive inertia” in the super system that reduced its efficiency as a vehicle for retirement savings.”We have got roughly 90 per cent of super fund members not making active choices, not even choosing their own super fun. You have to ban commissions and other conflicts of interest in the system because people are either not aware of them or paying insufficient attention and don’t understand the impact of commissions on their savings.”People are not acting as active investors, and therefore we need to create a safety net to protect their interests and the broader national system.”A submission by the Institute of Chartered Accountants calls for improvements in financial literacy education for super fund members to get better information about their savings.
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Josh intent on making the most of second stint

html,body { border: 0px; }HEART – the Waratahs were accused of playing without it last season but prodigal son Josh Holmes says any player who takes short-cuts next year will find themselves on the bench – big name or not.”I wouldn’t be back at the Waratahs if I didn’t think I had a chance to get that No.9 jersey off Luke Burgess,” Holmes said. ”And I know there are a lot of younger guys coming through who are just as motivated.”Holmes – who had to swap teams with Burgess in 2008 for both to get regular Super 14 game time at the Brumbies and Waratahs respectively – has been back in the Waratahs fold for six weeks but has done his best to alleviate any concerns fans might have of complacency within the team after a disappointing year.He warned not even seasoned internationals were safe from the threat of the squad’s boom youngsters. ”There’s competition for positions everywhere. Everyone’s on their toes and pushing hard,” said Holmes, who insisted he wasn’t cut loose by the Brumbies but instead turned his back on a two-year deal to return to the team where his heart was â?¦ is. ”And I think it’s built a better environment than last time I was here because every player knows he’s got a shot. So it’s not like some guys are complacent and other guys are training knowing they’re going to be on the bench or not playing at all.”It makes everyone work that much harder to get the best out of themselves and no one’s game to slacken off.”While Burgess has represented the Wallabies on 21 occasions, 23-year-old Holmes isn’t daunted by the task of upstaging the talented half. He’s confident with his size and running game he can unlock the side’s much anticipated attacking potential. And that was the deficiency that meant the Waratahs finished the Super 14 season a try short of qualifying for the finals.”It’s going to be a big challenge, to win the No.9 jumper. But that’s why I came back. I’m looking forward to the battle,” Holmes said.”I think the style at the Waratahs suits me better and I feel I can get more out of myself here than at the Brumbies. I know I played better footy here before.”With guys like Daniel Halangahu around I think it’ll allow me to take on more of a running game. That’s the goal. I want to start using my size around the ruck a bit more, and be more of a running halfback.”When you’ve got guys like Kurtley Beale, Rob Horne, Drew Mitchell and Tom Carter outside of you, it’s only going to create more attacking opportunities – creating gaps for them.”Meanwhile, recently re-signed University lock Dave Dennis looks set to win a place in the Waratahs forward pack following the untimely retirement of Scott Fava due to a chronic back injury.The opportunity caps off a remarkable few months for the 23-year-old, who in October was without a Super 14 contract before being a shock inclusion in the Wallabies’ spring tour squad after helping guide University to the Shute Shield premiership.Dennis has played just one match for the Waratahs, his debut in 2007, having suffered back-to-back knee reconstructions.Wallabies vice-captain Berrick Barnes is expected to train with the Waratahs for the first time next month after suffering an ankle injury in November that prevented him from taking part in the Wallabies’ spring tour.Incumbent five-eighth Halangahu will continue to train at No.10 and it’s believed he will have first shot at retaining the jersey, with insiders adamant Barnes would be more devastating at inside centre without worrying about running the team.It’s believed state coach Chris Hickey is under pressure from Wallabies officials to play Barnes in the No.10 position he occasionally occupies for the national side. However, critics say Barnes’ unpredictable running game is more effective at No.12.Sydney University’s hopes of winning a record sixth consecutive Shute Shield received a boost, with Barnes all but agreeing to terms.The 23-year-old has confirmed he will continue his studies there, while a club source said a playing deal was fait accompli. It is unlikely Barnes will play more than a handful of games in the Sydney competition but he would still provide a massive boost for the club.
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Vixen too sprightly for opposition

Spritely Vixen (number 3) jumps well on her way to victory in the first heat of the Dubbo RSL Classic at Dawson park yesterday. Photo: JOSH HEARDBathurst trainer Peter Bell shook off the effects of a car accident on the way to Dubbo to score an impressive win in the first heat of the Dubbo RSL Classic (400m) at Dawson Park with his bitch Spritely Vixen yesterday.
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After holding 19 non-TAB races on Saturday, the Dubbo club was back in action yesterday for the third day of its traditional Anzac carnival.

Bell was on his way to Dubbo yesterday morning when he was involved in a collision near Wellington.

But he managed to get himself to Dawson Park for the race and, based on the ease of Spritely Vixen’s win, looks to have a live chance in this Thursday’s final.

The Knocka Norris x Aunty Bobby bitch sprung the lids quickly from box three and found the lead with ease and from there it was a matter of how far she would win by.

On the line, Spritely Vixen ($2.90 fav) had more than 10 lengths to spare from Wu Tang with Little Elfin in third place.

Afterwards an emotional Bell said he had a few things go against him in the lead-up to the race but is glad he will have to take a day off work to come back for the final.

“She trialled on the track but didn’t go anywhere near that. She’s just a good, honest bitch,” he said.

“I don’t think she will get 500m but she has her share of ability over the 400m.

“We got hit by a car the other side of Wellington, the co-owner is doing it tough in hospital at Maitland and not doing real well.

“I originally had three dogs for the carnival and ended up with this one so hopefully she will make it worth my while taking the day off on Thursday to come back for the final.

“If she jumps like that on Thursday she will be hard to beat.”

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Baby set to win more bling for owner in Queensland

Baby Bling will be set for a tilt at the better fillies races in Queensland later in the year after an impressive win in the Lew Family Rose Bowl (2120m) at Dubbo Paceway on Saturday night.
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The filly was the first of a hat-trick of wins for Luke McCarthy, the others being Flirt Alert in the Furneys Town And Country Cup (2120m) and Our Sixpence in the Red Ochre Mares Classic (2120m).

After starting from the inside of the second row, McCarthy was able to get the Western Terror (USA) x Alldatglittersisgold (NZ) filly off the pegs early in the event and moved around the field to sit outside the leader Beetson ($6.30, John O’Shea).

The field covered the first half of the last mile in a leisurely 63.4s before the tempo was lifted with a lap to go.

I’m Blue Double Dee ($6.70, Amanda Turnbull) took off three wide and forced McCarthy to up the ante, which in turn increased the pressure on Beetson.

The increased pace broke the field up and allowed Crusin Carl ($68.90, Bernie Hewitt) and Veddy Veddy Good ($32.00, Ashlee Siejka) off the pegs on the run into the straight but despite the best efforts of both, Baby Bling ($2.00 fav) was good enough to hold on and win.

Crusin Carl finished second, beaten three metres, with Veddy Veddy Good a further 1.5 metres away in third.

The time was 2:40.3 with a mile rate of 2:01.7.

After the race McCarthy said he was happy with the effort of the filly, which took its record to four wins and one minor placing from seven lifetime starts.

“She went good. I didn’t know how she would go from inside the second row racing a couple of better colts but she was able to handle the task well.

“We beat Veracity Red easily last time at Penrith but it did a lot of work and had a better draw tonight so it was a real test for her and she passed.

“I thought I had Beetson covered at the 500m when John O’Shea was niggling at him and when she hit the front she switched off a little bit.

“I will probably set her for the Gold Coast or Queensland Oaks later in the season now.”

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Viduka could be our only genuine lone-wolf striker, says Okon

MARK VIDUKA could be the Socceroos’ saviour. That’s the sentiment of former Australian captain Paul Okon, who would welcome a shock return to the world stage by the brilliant striker.As coach Pim Verbeek struggles to find a lone-wolf striker to fit his strategy and formation, just seven months out from the 2010 FIFA World Cup, Okon admitted there appeared to be no suitable options.And he suggested Verbeek would either have to rethink his style of play or attempt to lure the 34-year-old Viduka out of international retirement.”It’s not crazy,” Okon told The Sun-Herald. ”A fit Mark Viduka is unplayable. And his experience would certainly make up for the time he’s been out of the team.”He could do it blindfolded. But it’s been probably 18 months since he’s played regular football.”The questions will be on his fitness. That’s the big obstacle. He has a big frame and he didn’t play much football for Newcastle [in the Premier League] last season; he was injured quite a lot.”But if he can get some game time and gets fit I’d like to think he would be an option. My heart says, yes, that would be the best solution. But there are a few question marks. I don’t know if there’s enough time.”Harry Kewell, Tim Cahill and A-League star Archie Thompson have all been touted as possible replacements for Viduka up front, but Okon said not one of the trio was cut out for the job.”I think Mark Viduka is irreplaceable,” he said.”It’s been like that for quite some time now.”There was always the hope that Josh Kennedy was going to fill his shoes but, unfortunately, while Josh has been doing OK of late, he’s not in Viduka’s class.”And I don’t think there are any young players coming through who could fill that role properly.”Apart from Scott McDonald and Kennedy, we don’t have any other strikers playing overseas.”And that’s a problem for the way Pim Verbeek wants to play.”He’s more or less always played with one striker and that’s why it’s been difficult to find somebody to play that role.”Okon said playing Kewell or Cahill out of position would be detrimental, but added that if Viduka did not attempt a return the Socceroos had few other options.”From what’s available at the moment, Harry Kewell appears to be the best option, although I don’t think Harry is a back-to-goal type of player like Mark is.”He’s not a target man.”He’s played there before and done a considerable job, but he’s not really a lone-wolf type of player.”Tim Cahill is in the same boat.”He’s not that style of player.”Tim’s more of a second striker, he plays in between midfield and attack. He does get into the box and is great at making runs in, but I don’t think being a target man is his game.”The way the team plays in South Africa, the shape and formation and style, will ultimately come as a result of who Pim has available. And right now, without a Mark Viduka, he may have to consider changing his formation and plan.”Even without Viduka, Okon rates the Socceroos’ chances in South Africa and warned fans not to take too much notice of the recent friendlies against the Netherlands.”Seventy per cent of the players who were in Germany [in 2006] will be there and I think the draw is more or less the same as [in] Germany.”[In group D in South Africa], Serbia’s style will be similar to the way Croatia played, Ghana are very technical like Brazil.”Germany is the odd one out and I think the opening game against them will be very important for Australia because it will set up how we approach the second or third game.”I think you’ll see more attacking-based play once they’re in South Africa.”They have played some negative football, but that’s not Pim’s style.”I think everything will change once the real stuff starts â?¦Australia need not fear anybody.”
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Barnsey, not burnt rubber, saved the day at Homebush

V8 SUPERCARS Australia should send a big thank you to Jimmy Barnes and Ian Moss.Dissecting the admittedly questionable crowd figures from last weekend’s Taxpayers’ 500 at Homebush Bay suggests the reformed Cold Chisel on Saturday evening at ANZ Stadium played a major role in pushing that day’s crowd numbers to a three-day peak.Patrons who bought even the cheapest Saturday ticket to the car races could attend the concert. It was a good deal for those who like a bit of Barnsey with their tyre smoke.The crowd numbers fell away on Sunday when there were no rock acts to enhance the V8 show.But due credit: the spectator turn-out over three days was strong and largely enthusiastic. But ”official” figures of 184,000-odd for the three days beggars belief. V8 Supercars Australia has a bit of prior form on this score and old habits don’t die easily. While the hype machine was going full tilt, the real numbers of payers attending are unknown.Attendance numbers inevitably include officials, team crews, VIPs, showboating politicians, media, cleaners, stall holders, ticket collectors and, we can guess, plenty of phantoms and freebies.Officially, the crowd number dreamed up for Saturday was more than 70,000. Aerial footage from Channel Seven suggested many of those people were cunningly disguised as empty grandstand seats.The try-hard cheer squads from News Limited and Seven would have us believe the temporary circuit was a stroke of genius, the racing out of this world, and the pollies who committed $30 million of our money to a Queensland-based business were men of great vision rather than gullible fools.There was unqualified praise for the sheer genius of Mark Skaife’s track design and the fantastic racing it provided. Not quite. The track was created from a bunch of existing streets. The racing was claustrophobic on a track too narrow in parts. The surface broke up badly in places. Not Skaife’s fault. It’s just the way it was.Two months ago, at Mount Panorama, we saw proper full-tilt motor racing on the best circuit in the country. But Homebush, like most street layouts, is a scrappy compromise.On Monday, the toadies of News Ltd went into hyperdrive. Ignoring the basics of numeracy and suggesting there were 184,856 ”payers” at Homebush. The tax department will love that one.
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Turnbull proves why she’s no.1

Leading Bathurst reinswoman Amanda Turnbull driving No Ah Jack to win the Daily Liberal Cup at Dubbo Paceway on Saturday night. Photo: AMY GRIFFITHSLeading Bathurst reinswoman Amanda Turnbull proved why she is one of the most tactically proficient drivers in the sport with a heady drive on No Ah Jack in the Daily Liberal Pacing Cup (2120m) on Saturday night.
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After starting from barrier one No Ah Jack ($1.80 fav) was able to hold the lead in the early stages before Turnbull proceeded to apply the anchors.

After recording a lead time of 40.7s she was able to negotiate the first quarter of the last mile in 32.8s before jogging through the second section in 32.3s.

When the challengers started to make their moves with a lap to go Turnbull increased her own speed, allowing the Grinfromeartoear (USA) x La Saint gelding to slip through the third quarter in 29.0s.

From there it was a one-act affair as Turnbull kept No Ah Jack’s mind on the job and he proceeded to beat Assault Corps NZ (Ashlee Siejka, $9.20) by two-and-a-half metres with Aces Reign (Mick Carroll, $29.20) in third place.

The time for the 2120m journey was 2:43.5 with the mile rate a leisurely 2:04.1.

The win was the first of a winning double for Turnbull, who also drove four winners at the track the previous Sunday.

“The draw helped a lot tonight and we got a good run,” she said.

“I tried to get as easy a run as I could and sprint home and it worked out perfectly.

“I was pretty comfortable once he got to the front so easily and he doesn’t like letting horses get past him so I was always pretty confident he would hold them out when they challenged.”

Turnbull’s second winner came in the second race on the evening when Just A Blue Chip ($1.80 fav) held off a determined challenge from stablemate Not So Bad Lea (Steve Turnbull, $12.40) in the Laminex Industries Pacing Cup.

Currabubula-trained gelding Cobla Mickaroy (Josh Osborn, $4.70) set the early speed and appeared to have the opposition chasing however, the Turnbulls took off three wide with a lap to go and as the field approached home it became apparent it would be master v apprentice in the run home.

In the end it was Amanda who beat Steve in a driving finish, with a half-neck the official margin on the line.

The winner recorded a time of 2:37.6 with a mile rate of 1:59.6.

The roles were reversed later in the evening when Steve Turnbull drove Royal Surprise ($1.80 fav) to a half-head victory over Runaway Red (Amanda Turnbull, $4.90) in the Prime7 Karloo Mick 4/5yo Championship (2120m).

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Dubbo Church service times

St Brigid’s Catholic Church
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Brisbane Street, Ph: 6882 4233

Holy Thursday 21 April: 7.30pm Mass of Lord’s Supper

8.30pm Agape Meal in St Brigid’s Hall

8.30pm-10pm Prayer of Watching before Blessed Sacrament

Good Friday 22 April: 3pm Celebrations of the Lord’s Passion

Holy Saturday 23 April: 10am Morning Prayer of Waiting

7pm Easter Vigil

Easter Sunday 24 April: 9am Mass

6pm Mass

Easter Monday and ANZAC Day 25 April: 8.30am Mass

Easter Tuesday 26 April: 8.30am Mass

St Laurence’s Catholic Church

Fitzroy Street, South Dubbo, Ph: 6882 4233

Easter Sunday April 24: 7.30am Mass

Jehovah’s Witness

Chifley Drive, Ph: 6884 1443

Easter Sunday 23 April: 10am

Seventh Day Adventist

Corner Cobra and Sterling streets, Ph: 6885 1151

Easter Saturday 23 April: 11am

Wesley Uniting Church

Church Street, Ph: 6885 4200

Maundy Thursday 21 April: 7pm

Good Friday 22 April: 8am

Easter Sunday 24 April: 9.30am

Riverside Church Christian Outreach Centre

Thompson Street, Ph: 6884 5540

Good Friday 22 April: 9.30am

Easter Sunday 23 April: 10am

Dubbo Community Church of Christ

Lot 1, Mitchell Highway, East of Orana Mall, Ph: 6881 8816

Good Friday 22 April: 10am

Easter Sunday 24 April: 10am

Cornerstone Community

101R Bunglegumbie Road,

Ph: 6884 5718

Easter Sunday 24 April: 5.45am

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RUFFLED FEATHERS: Nothing to squawk about for Cockatoos

Narromine’s Luke Harding scores for the Gorillas during last year’s Blowes Cup grand final. Harding and the NSW Country Cockatoos are yet to win a match in 2011.Just a year after they were the unbeatable force of provincial amateur rugby union, the Country Cockatoos are wondering where their next victory is coming from after losing 20-15 against Queensland Country at Ballymore on Saturday night.
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It was the second loss on the trot for the Cockatoos side, which features Narromine pair Luke Harding and Lachie McCutcheon, after they were knocked over 41-38 against ACT a week earlier but unlike that match, there were few positives to draw on for co-coach Col Jeffs.

“It was pretty ordinary. You wouldn’t believe we were the same side that played the ACT,” Jeffs said.

“We had a couple of blows before the match with [hooker] Tala Vea and [winger] Chris Jack missing out through injury, Tala got hurt during training on Friday.

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“In saying that though we had the depth to cover those losses but we came up well short.”

In a game that was a polar opposite of the attacking feast served up seven days prior in the ACT clash, only one try was scored and it proved the difference for Queensland who scored the rest of their points through penalties.

For the Cockatoos, all their points came from the boot of David Kennedy.

Playing at one of the spiritual homes of the sport in Australia in a Super 15 blockbuster curtain-raiser, the home side came out and played accordingly while the visitors failed to match that intensity.

“We were very poor in the first 20 minutes, we took poor options and continually turned the ball over,” Jeffs said.

“We had a good opportunity late in the half when Queensland had two players yellow carded but even with 15 on 13 we couldn’t get across the line until right on half-time and that try was disallowed.”

The incident Jeffs referred to surrounded Hollis, the clever half-back getting over from close range only to have his bid for a try turned down, the referee ruling that he had been held up.

It was to be as close as the NSW Country side would get to a five pointer.

“We just spent so much of the game chasing our tail after that bad start,” Jeffs said.

“We did have our opportunities but the final pass didn’t stick or we found a way to blow it.

“Out wide guys like Sam Stewart and Shamus Lautami were punching holes in the defence and making ground, and where last week there were players in support this week there were not.

“To be honest I don’t think we were as sharp all week as we were before the ACT game. Training was a bit dis-jointed and even on game day I thought we probably got to the ground way too early and just didn’t prepare as well as we should have.”

Aside from the game itself and the result, Jeffs said the experience of the situation in which they played was one for his players to savour.

“Absolutely, it was a fantastic experience just for the atmosphere that was there,” he said.

“The whole concept was awesome, it was just unfortunate that they played the way they did.”

The Cockatoos now have a week off before turning their attention to Victoria in Melbourne.

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Allenby not the only one with an appetite

NOT always does a golf tournament stick to the script, unless Tiger Woods is playing, and predictions early in the week that the Australian PGA championship would become a clash of the Australian titans are now a reality.Of course, the name of Woods was on everyone’s lips at Coolum yesterday, given that he has announced an indefinite absence from golf, but it is a veritable Who’s Who of Australian golf in a mass shoot-out today.Robert Allenby, seeking a fourth PGA title and back-to-back wins after last week’s big payday at Sun City in South Africa, leads by one over 1998 Australian Open champion Greg Chalmers and WA’s Scott Strange.Then, just a further stroke in arrears are defending champion Geoff Ogilvy, who is looking to bookend his year after winning the opening PGA Tour Mercedes Championship in early January, Australian Open winner Adam Scott and Michael Sim, the young man with a bullet beside his name.Sixteen players are within five shots of the lead and it was the considered opinion of all that the eventual winner will have to dig deep into the red numbers around the 6081m Coolum layout.Allenby held a dinner party at his resort apartment on Saturday night, cooked by Ten Network MasterChef finalist Lucas Parsons, himself twice a winner on the Australasian Tour, with 21 guests including Ogilvy.The wines included a 20-year-old Grange Hermitage.Indeed, Allenby was mighty relaxed yesterday despite a couple of bogeys en route to a five-under 66 and even took time to chat with Ten golf commentator Jay Townsend, with whom he played in Europe in the 1990s, as he walked the 18th fairway.Ogilvy was sitting at the back of the media interview room as Allenby talked through his round – ”Geoff, are you going to ask me some questions, mate?” Ogilvy didn’t, but suggested at the end we hadn’t asked the right question.What’s there that Ogilvy knows and we don’t?Not to worry. Allenby last had back-to-back wins – well, three in a row – when he won Australian golf’s Triple Crown – the Masters, Open and PGA – and he believes he is similar form right now.”I’m playing well. Last week was a great win for me – a good field but not many of them [12] but they’re always the good ones,” Allenby said.”There’s still 18 holes to go. There is a lot of great players behind me; one of them is sitting in this room.”There’s a lot of golf to be played; that one shot (lead) could be over in one hole. I’ve just got to try to shoot as low as I can and hopefully it’s good enough.”Chalmers was the anti-hero when he won the Australian Open at Royal Adelaide in 1998.Virtually everyone wanted the grieving Stuart Appleby, who lost his first wife, Renay, in that horrendous accident outside London’s Waterloo Station just a few months earlier, but it was not to be. He was runner-up in company with Peter Senior.That victory remains Chalmers’ most recent, and he reckons it is about time for another – ”I’m aware that was my last win. Unfortunately we have a lot of good players showing up as is evident of the leaderboard right now. There is not too many names missing from our golf’s Who’s Who,” he said.In recent years, he has returned for our pre-season tournaments in either good form or good frame of mind. He has always battled to retain his US Tour card, but this year was no such worries. He finished 89th on the money list with earnings of a tick over $1.1 million.”I’ve come home worn out. This year I guess I’ve been buoyed by the confidence of a good year overseas. It’s the first year in a long time I’ve had a really nice year. That takes a lot of stress and pressure of you,” Chalmers said.”There’s a big difference between playing free and open and trying to keep your card.”Of course, he did finished runner-up to the aforementioned Tiger Woods in the recent Australian Masters, a visit by Woods which might just have opened the whole can of worms he now faces.Chalmers doesn’t quite look at that runner-up finish as being best of the rest against Tiger, but it certainly shows his rich vein of form right now.Min-Kyu Han, the smiling young man from Korea who shot that stunning opening nine-under par 62 which only Senden has approached with his 65 yesterday, has sadly vanished into the oblivion from whence he came. His follow-up was rounds of 75-73 to trail by six.Ogilvy, with rounds of 70-66-70, hopes that progression will continue tomorrow. A 66 probably won’t do it, but a couple less might.”Hopefully that sequence continues. I’m in as good a position as I was last year. I think I was a couple back starting last year. But the top six or seven guys, everyone of them is capable of having a six, seven or eight under,” he said.”One of them will, probably. It will take a good round from any of us.”It’s a course that gives up a lot of birdies when you play well.”For Sim, winner of three events on the Nationwide Tour this year, 2010 beckons with all sorts of possibilities. He is No. 50 in the world rankings and he’ll improve with victory, or even a top 10 finish. He doesn’t even contemplate the latter. He will play his first US Masters next year.But, he is not getting ahead of himself. His focus remains squarely on a good round today – one without the two bogeys in his first six holes yesterday.For the remaining 12 holes, he shot eight birdies for his 65.
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